Understanding The Walmart Money Card
Those consumers with damaged credit, low credit scores or no credit at all now have another option. Walmart now offers a prepaid card called the Walmart Money Card and is accepted anywhere VISA is used.
This is a prepaid card and funds are available to you immediately by depositing funds directly into your account. The Walmart Money Card accepts transfers of funds from any account, direct deposit of your paycheck or any other method you wish to use to reload your card.
You are able to use your card in any way you want, whether it be to pay bills, buy groceries or purchase airline tickets online. No credit check is needed. You can check your account balance online or monitor your funds by reminder alerts on your cell phone.
It is fast and easy to set up your account at any Walmart store. The initial fee is $8.94, with a monthy fee of $4.94 thereafter. It is best to make a large deposit or have direct deposit, as every reload will also cost $4.94 to fund the card. Direct deposit is free. To cash a check will cost $3, but if it is to reload your account that is also free.
ATM’s are a fact of life, so you will be charged $1.95 each time you visit one for withdrawal, but free of you use one at a Walmart. Checking your balance will cost $.75, so its smarter to check online. Monthly paper statements will cost $3 per month, so again, it is more economical to check online.
For a smart and secure way to help keep your funds for purchases safe from overdraft charges or fees, get a Walmart Money Card.
It is safe and secure way to deposit your cash if a traditional bank account is not available to you.
Visit your nearest Walmart store or go online to Walmart’s website at www.walmart.com for more information about this easy and economical way to shop.
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